Flip it right

Contrary to what HGTV would have you believe, flipping a house is rarely glamorous or fun – at least not until the cheque clears. Paul Roussel provides a primer for flippers-to-be

Expert Advice: Rental Cash Damming 101

How soon should I pay off my mortgage in Canada?

Many people dream of buying their own house, but once they do, that dream may change to a dream of being debt-free.

How to avoid land transfer tax in Ontario

Many Ontario buyers are looking to lessen their closing costs by avoiding land transfer tax.

What you need to know about alternative mortgage lenders in Canada

Despite the fact that the big banks represent the largest volume of mortgage lending in Canada, they are far from your only option.

Manage your cash flow and mortgage payments during rising interest rates

Investors will likely see at least another 1% increase in variable rates by the end of 2022.

How early can I renew my mortgage?

Renewing is a regular part of having a mortgage, and it allows you and your lender to periodically update your mortgage to fit current interest rates and financial goals.

How do rental property tax deductions work in Canada?

There are many opportunities for landlords to write off certain expenses related to their rental properties to reduce their amount owing.

Can I use a locked-in RRSP to buy a house?

While the Home Buyer's Plan is a great option for first-time homebuyers, this plan has a catch: you cannot use this program if you have your money in a locked-in RRSP.

What is a cash back mortgage?

After having just put so much money into your mortgage and your home, it can be hard to suddenly find more funds to cover the rest of your closing costs.

Why are interest rates going up in 2022?

Anyone who owns a house or has been thinking about buying has heard a lot lately about rising interest rates.

Using your RRSP as a first-time home buyer: advantages and disadvantages

Making enough money for a home will never be easy, but luckily the Home Buyers’ Plan (HBP) can help make it at least a little bit easier.